The agreement is built around a shared focus on artificial intelligence as a driver reshaping the very logic of startup assessment and financing. The parties will combine their expertise to develop infrastructure where AI enables faster, more accurate and more objective decision-making than traditional approaches. The central idea of the partnership is to create modern digital infrastructure that simplifies startups’ access to financing and improves the quality of assessing their potential.
A key area of cooperation will be the development of a next-generation scoring model for Astana Hub startup participants. Unlike traditional approaches, the model will take into account not only financial indicators, but also non-financial factors, from product maturity and team competencies to market dynamics and the level of intellectual property protection. At the core of the model is zypl’s AI engine, which can identify what traditional methods often fail to capture: behavioral patterns, market signals and team dynamics. This will make the assessment more accurate, explainable and less exposed to subjectivity.
“The signing of the memorandum with zypl Holding LTD is a step forward in developing startup support tools within Astana Hub and Kazakhstan’s innovation ecosystem. Astana Hub is building infrastructure for startup growth and working to expand access to financing that reflects the realities of technology businesses. The use of AI scoring and alternative data allows projects to be assessed more accurately and helps reduce risks for partners,” said Nazgul Baitemirova, Managing Director of Astana Hub.
Another important element of the partnership will be the development of tools for collecting alternative data. This includes API integrations, connectors and other digital solutions that will make it possible to aggregate a broader range of information about small and medium-sized businesses. This data is expected to be provided to financial institutions as an additional source for credit decision-making, in strict compliance with personal data protection legislation.
“Artificial intelligence is at the core of what we are building. Our models do not simply process data; they learn to identify potential where traditional tools see only risk. Together with Astana Hub, we have the opportunity to apply our models where they are truly needed: at the point where startup financing decisions are made,” said Iskandar Shodiyev, Regional Director for Central Asia and the CIS at zypl.
A practical outcome of the cooperation will be the launch of a digital platform for submitting financing applications. Startups will be able not only to submit applications to banks and other financial partners, but also to undergo preliminary automated assessment, exchange documents and receive feedback within a single digital environment.
The signed memorandum sets a strategic direction for further cooperation. For the market, it sends a signal about the emergence of a new model of interaction between fintech, innovation infrastructure and financial institutions.
The implementation of the announced initiatives is expected to improve startups’ access to financing and help build a more transparent and technology-driven environment for assessing entrepreneurial risks, marking an important step in the development of Kazakhstan’s digital economy.
The agreement is built around a shared focus on artificial intelligence as a driver reshaping the very logic of startup assessment and financing. The parties will combine their expertise to develop infrastructure where AI enables faster, more accurate and more objective decision-making than traditional approaches. The central idea of the partnership is to create modern digital infrastructure that simplifies startups’ access to financing and improves the quality of assessing their potential.
A key area of cooperation will be the development of a next-generation scoring model for Astana Hub startup participants. Unlike traditional approaches, the model will take into account not only financial indicators, but also non-financial factors, from product maturity and team competencies to market dynamics and the level of intellectual property protection. At the core of the model is zypl’s AI engine, which can identify what traditional methods often fail to capture: behavioral patterns, market signals and team dynamics. This will make the assessment more accurate, explainable and less exposed to subjectivity.
“The signing of the memorandum with zypl Holding LTD is a step forward in developing startup support tools within Astana Hub and Kazakhstan’s innovation ecosystem. Astana Hub is building infrastructure for startup growth and working to expand access to financing that reflects the realities of technology businesses. The use of AI scoring and alternative data allows projects to be assessed more accurately and helps reduce risks for partners,” said Nazgul Baitemirova, Managing Director of Astana Hub.
Another important element of the partnership will be the development of tools for collecting alternative data. This includes API integrations, connectors and other digital solutions that will make it possible to aggregate a broader range of information about small and medium-sized businesses. This data is expected to be provided to financial institutions as an additional source for credit decision-making, in strict compliance with personal data protection legislation.
“Artificial intelligence is at the core of what we are building. Our models do not simply process data; they learn to identify potential where traditional tools see only risk. Together with Astana Hub, we have the opportunity to apply our models where they are truly needed: at the point where startup financing decisions are made,” said Iskandar Shodiyev, Regional Director for Central Asia and the CIS at zypl.
A practical outcome of the cooperation will be the launch of a digital platform for submitting financing applications. Startups will be able not only to submit applications to banks and other financial partners, but also to undergo preliminary automated assessment, exchange documents and receive feedback within a single digital environment.
The signed memorandum sets a strategic direction for further cooperation. For the market, it sends a signal about the emergence of a new model of interaction between fintech, innovation infrastructure and financial institutions.
The implementation of the announced initiatives is expected to improve startups’ access to financing and help build a more transparent and technology-driven environment for assessing entrepreneurial risks, marking an important step in the development of Kazakhstan’s digital economy.