In the modern world of digital technologies, data processing speed and accuracy of financial analysis are becoming key factors for the successful operation of financial organizations. Landau KZ LLP has achieved significant success in automating financial processes, offering innovative solutions for banks and credit institutions. The main achievement of the past year was the introduction of the Landau GRAVITON system into the work of Otbasy Bank.

Landau GRAVITON is an advanced automated system for analyzing the financial condition of borrowers and supporting small and micro business lending solutions. Developed over three years, the system has been successfully integrated into banking processes and has already proven its effectiveness.

• Reducing the processing time of loan applications from a few days to 30 seconds;
• Objective analysis of borrowers' solvency, excluding the human factor;
• Increasing the availability of loans for entrepreneurs through an accurate assessment of their financial condition.

Automation of processes has not only accelerated the issuance of loans, but also increased the transparency of financial data. Now the bank's employees do not waste time on manual analysis of tax returns – Landau GRAVITON does it instantly.

The development of Landau GRAVITON began with the previous developments of Landau KZ, aimed at financial analysis of transactional data. The new system has been significantly improved to support decision-making and loan portfolio management.

After a successful pilot project in 2023, the system was introduced into the standard practice of calculating solvency by May 2024. This allowed the bank to quickly analyze the financial performance of individual entrepreneurs (IE), minimize errors and improve work efficiency.

In addition to cooperating with Otbasy Bank, Landau KZ actively cooperates with other financial institutions, providing digital solutions for automating data analysis. Among the company's key achievements:

• Development of automated borrower assessment systems;
• Integration of artificial intelligence into credit analysis;
• Creation of platforms for processing bank statements and tax reports.

The company strives not only to adapt its technologies to the existing market needs, but also to set new standards for automated financial analysis.

The partnership with the state-owned Otbasy Bank has become an important step in the development of Landau KZ. Iskander Mutyshev and Maksat Aitimbetov, co-founders of the company, emphasize that working with large financial institutions confirms the effectiveness of their solutions.

"Cooperation with Otbasy Bank is an opportunity to demonstrate the potential of our technologies and strengthen our expertise. We are confident that the further development of automated solutions will benefit not only banks, but also their customers," they note.

With its advanced technologies, Landau KZ continues to be at the forefront of the digital transformation of Kazakhstan's financial sector. The introduction of the Landau GRAVITON system was the main achievement of the year, which allowed to increase the speed and accuracy of financial analysis, making the lending process transparent and convenient.

The company continues to expand its activities, helping financial institutions automate and optimize their processes, ensuring sustainable development and innovative approaches to financial analysis. The future belongs to digital technologies, and Landau KZ is confidently moving in this direction!